Skip to content

National Credit Act Compliance and Responsible Lending

Credit providers, retailers offering accounts and microlenders operate under strict responsible lending obligations. This course unpacks the National Credit Act and comparable regional credit legislation, covering affordability assessment, disclosure, reckless lending and debt collection limits. Delegates learn to keep credit agreements compliant and to prepare for regulator engagement while protecting the business from disputes.

Ready to book? Secure your place on this programme.

Register for this course

What you will be able to do

  • Explain the credit legislation framework and who it applies to.
  • Conduct affordability assessments that avoid reckless lending.
  • Draft compliant credit agreements and pre agreement disclosures.
  • Apply interest, fee and cost of credit caps correctly.
  • Manage lawful debt collection and enforcement steps.
  • Prepare for credit regulator audits and complaint handling.

Course outline

  1. 01Credit Legislation Scope and Registration
  2. 02Affordability Assessment and Reckless Lending
  3. 03Credit Agreement Drafting and Disclosure
  4. 04Interest, Fees and Cost of Credit Limits
  5. 05Debt Collection and Enforcement Boundaries
  6. 06Debt Review and Restructuring Obligations
  7. 07Regulator Engagement and Complaint Handling

Who should attend

This programme is aimed at credit managers, compliance officers, collections staff and legal advisors at banks, retailers, microlenders and other credit providers.

Dates, venues and fees

DatesVenueDaysFeeCalendarRegister
28 to 30 Sep 2026Mbabane3US$1,500Closed
29 Sep to 1 Oct 2026Lusaka3US$1,500Register
30 Sep to 2 Oct 2026Harare3US$1,500Register
5 to 7 Oct 2026Lilongwe3US$1,500Register
6 to 8 Oct 2026Blantyre3US$1,500Register
7 to 9 Oct 2026Mozambique3US$1,500Register
12 to 14 Oct 2026Nairobi3US$1,500Register
13 to 15 Oct 2026Dar es Salaam3US$1,500Register
14 to 16 Oct 2026Kigali3US$1,500Register
19 to 21 Oct 2026Kampala3US$1,500Register
20 to 22 Oct 2026Accra3US$1,500Register
21 to 23 Oct 2026Lagos3US$1,500Register
26 to 28 Oct 2026Cairo3US$1,500Register
27 to 29 Oct 2026Mauritius3US$1,500Register
28 to 30 Oct 2026Dubai3US$1,500Register
2 to 4 Nov 2026Online3US$900Register
25 to 27 Nov 2026Johannesburg3R13,000Register
30 Nov to 2 Dec 2026Cape Town3R13,000Register
1 to 3 Dec 2026Durban3R13,000Register
2 to 4 Dec 2026Pretoria3R13,000Register
7 to 9 Dec 2026Windhoek3US$1,500Register
8 to 10 Dec 2026Gaborone3US$1,500Register
9 to 11 Dec 2026Maseru3US$1,500Register

Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.

Related courses in Legal, Contracts and Fraud

Legal, Contracts and Fraud

Contract Law Essentials for Commercial Managers

Commercial managers sign, vary and enforce agreements long before a lawyer sees them. Formation, breach, penalty clauses...

Next session
5 to 7 Oct 2026
Venue
Johannesburg
3 day programme
FromR13,000
Legal, Contracts and Fraud

Procurement Fraud and Conflict of Interest

Bid rigging, shell suppliers and undeclared family interests tend to leave the same traces in a procurement file.

Next session
5 to 9 Oct 2026
Venue
Accra
5 day programme
FromR18,000
Legal, Contracts and Fraud

Fraud Investigation and Evidence Handling

An internal investigation that ignores the rules of evidence can cost an employer the disciplinary case and the criminal one.

Next session
5 to 9 Oct 2026
Venue
Harare
5 day programme
FromR18,000
See all Legal, Contracts and Fraud courses