Skip to content

Retirement Fund Taxation and Employee Benefit Structuring

The taxation of pension, provident and retirement annuity funds affects every employer, yet the rules on contributions, deductions and benefit payments are frequently misunderstood. This course explains how retirement fund contributions are taxed and deducted, how retirement and withdrawal lump sums are treated, and how employers can structure benefits efficiently. The content reflects the South African retirement reform environment and the two pot system.

Ready to book? Secure your place on this programme.

Register for this course

What you will be able to do

  • Explain the tax treatment of pension, provident and retirement annuity funds.
  • Calculate the deduction limits on retirement fund contributions.
  • Apply the lump sum tax tables to retirement and withdrawal benefits.
  • Advise on the two pot retirement system and its practical implications.
  • Structure employee benefit packages in a tax efficient manner.
  • Coordinate fund contributions with payroll and IRP5 reporting.

Course outline

  1. 01Retirement fund types and tax status
  2. 02Contribution deductions and limits
  3. 03Taxation of retirement lump sums
  4. 04Withdrawal benefits and the tax tables
  5. 05The two pot retirement system
  6. 06Structuring tax efficient benefits
  7. 07Payroll and IRP5 coordination
  8. 08Common errors and corrections

Who should attend

Payroll managers, human resources practitioners, financial managers and benefit administrators who manage retirement fund contributions and employee benefits.

Dates, venues and fees

DatesVenueDaysFeeCalendarRegister
28 to 30 Sep 2026Durban3R13,000Closed
29 Sep to 1 Oct 2026Pretoria3R13,000Register
30 Sep to 2 Oct 2026Windhoek3US$1,500Register
5 to 7 Oct 2026Gaborone3US$1,500Register
6 to 8 Oct 2026Maseru3US$1,500Register
7 to 9 Oct 2026Mbabane3US$1,500Register
12 to 14 Oct 2026Lusaka3US$1,500Register
13 to 15 Oct 2026Harare3US$1,500Register
14 to 16 Oct 2026Lilongwe3US$1,500Register
19 to 21 Oct 2026Blantyre3US$1,500Register
20 to 22 Oct 2026Mozambique3US$1,500Register
21 to 23 Oct 2026Nairobi3US$1,500Register
26 to 28 Oct 2026Dar es Salaam3US$1,500Register
27 to 29 Oct 2026Kigali3US$1,500Register
28 to 30 Oct 2026Kampala3US$1,500Register
2 to 4 Nov 2026Accra3US$1,500Register
3 to 5 Nov 2026Lagos3US$1,500Register
4 to 6 Nov 2026Cairo3US$1,500Register
9 to 11 Nov 2026Mauritius3US$1,500Register
10 to 12 Nov 2026Dubai3US$1,500Register
11 to 13 Nov 2026Online3US$900Register
8 to 10 Dec 2026Johannesburg3R13,000Register
9 to 11 Dec 2026Cape Town3R13,000Register

Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.

Related courses in Tax, Treasury and Banking

Tax, Treasury and Banking

Value Added Tax Compliance and Control

Most assessments arise from ordinary administration: input tax claimed without a valid tax invoice, output tax missed on a disposal...

Next session
29 Sep to 1 Oct 2026
Venue
Harare
3 day programme
FromR13,000
Tax, Treasury and Banking

Payroll Taxes and Employees Tax Administration

Payroll sits where employment law, benefits and tax collection meet, and errors repeat every month until someone finds them.

Next session
29 to 30 Sep 2026
Venue
Dubai
2 day programme
FromR10,000
Tax, Treasury and Banking

Corporate Income Tax Fundamentals

Accounting profit and taxable income are rarely the same number, and the difference has to be explained line by line.

Next session
29 Sep to 1 Oct 2026
Venue
Mbabane
3 day programme
FromR13,000
See all Tax, Treasury and Banking courses