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Financial Decision Making for Cooperatives and SACCO Managers

Cooperatives and savings and credit societies hold the financial trust of thousands of members, yet many are run by managers with limited formal finance training. This course builds the specific financial management skills member based organisations need, from managing member savings and loans to setting surplus distribution and safeguarding funds. It reflects the cooperative context found across East, Southern and West Africa.

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Register for this course

What you will be able to do

  • Explain the financial responsibilities unique to member based organisations.
  • Manage member savings, shares and loan portfolios prudently.
  • Interpret cooperative financial statements and key ratios.
  • Set surplus, dividend and interest rebate decisions responsibly.
  • Establish controls that protect member funds from loss and fraud.
  • Prepare financial information for members and regulators.

Course outline

  1. 01The Cooperative Financial Model
  2. 02Managing Member Savings and Shares
  3. 03Loan Portfolio and Delinquency Management
  4. 04Reading Cooperative Financial Statements
  5. 05Surplus, Dividends and Rebates
  6. 06Protecting Member Funds
  7. 07Reporting to Members and Regulators
  8. 08Financial Sustainability of the Society

Who should attend

Managers, treasurers, committee members and finance officers of cooperatives, savings and credit societies and member based organisations.

Dates, venues and fees

DatesVenueDaysFeeCalendarRegister
28 to 30 Sep 2026Mbabane3US$1,500Closed
29 Sep to 1 Oct 2026Lusaka3US$1,500Register
30 Sep to 2 Oct 2026Harare3US$1,500Register
5 to 7 Oct 2026Lilongwe3US$1,500Register
6 to 8 Oct 2026Blantyre3US$1,500Register
7 to 9 Oct 2026Mozambique3US$1,500Register
12 to 14 Oct 2026Nairobi3US$1,500Register
13 to 15 Oct 2026Dar es Salaam3US$1,500Register
14 to 16 Oct 2026Kigali3US$1,500Register
19 to 21 Oct 2026Kampala3US$1,500Register
20 to 22 Oct 2026Accra3US$1,500Register
21 to 23 Oct 2026Lagos3US$1,500Register
26 to 28 Oct 2026Cairo3US$1,500Register
27 to 29 Oct 2026Mauritius3US$1,500Register
28 to 30 Oct 2026Dubai3US$1,500Register
2 to 4 Nov 2026Online3US$900Register
25 to 27 Nov 2026Johannesburg3R13,000Register
30 Nov to 2 Dec 2026Cape Town3R13,000Register
1 to 3 Dec 2026Durban3R13,000Register
2 to 4 Dec 2026Pretoria3R13,000Register
7 to 9 Dec 2026Windhoek3US$1,500Register
8 to 10 Dec 2026Gaborone3US$1,500Register
9 to 11 Dec 2026Maseru3US$1,500Register

Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.

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