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Capital Structure and Financing Decisions for Growing Businesses

Growth stretches a business beyond what its own cash can fund, forcing owners and finance leaders to choose between debt, equity and reinvested profit. This course helps decision makers understand the cost and risk of each funding source and structure financing that supports growth without overexposing the business. It is grounded in the realities of African capital markets, bank lending and development finance.

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Register for this course

What you will be able to do

  • Compare debt, equity and internal funding as sources of capital.
  • Calculate the cost of different financing options.
  • Assess how gearing affects risk, control and returns.
  • Match financing sources to the assets and needs they fund.
  • Evaluate loan terms, covenants and security requirements.
  • Build a financing plan that supports sustainable growth.

Course outline

  1. 01Sources of Business Finance in Africa
  2. 02The Cost of Debt and Equity
  3. 03Gearing, Risk and Control
  4. 04Matching Finance to Purpose
  5. 05Evaluating Loan Terms and Covenants
  6. 06Working With Banks and Investors
  7. 07Development and Alternative Finance
  8. 08Building a Financing Plan for Growth

Who should attend

Owner managers, financial managers, finance directors and senior staff responsible for funding and capital structure decisions.

Dates, venues and fees

DatesVenueDaysFeeCalendarRegister
28 Sep to 2 Oct 2026Lusaka5US$1,800Closed
5 to 9 Oct 2026Harare5US$1,800Register
12 to 16 Oct 2026Accra5US$1,800Register
19 to 23 Oct 2026Lagos5US$1,800Register
26 to 30 Oct 2026Dubai5US$1,800Register
2 to 6 Nov 2026Johannesburg5R18,000Register
9 to 13 Nov 2026Cape Town5R18,000Register
16 to 20 Nov 2026Durban5R18,000Register
23 to 27 Nov 2026Pretoria5R18,000Register
30 Nov to 4 Dec 2026Nairobi5US$1,800Register
7 to 11 Dec 2026Dar es Salaam5US$1,800Register

Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.

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